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Stripe

Payments infrastructure for internet businesses

4.6 Editor rating
#2 in Payments Rank
43
AppsInsight Score Needs Improvement
Usage-based 2.9% + 30¢ per transaction Payments
  • App profiles Features, pricing & more
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What is Stripe?

Payments infrastructure for internet businesses Stripe provides APIs for payments, billing, Connect payouts, and fraud tools so developers can launch monetization quickly.

Our verdict

Stripe's developer experience and global coverage make it the default choice for subscription and marketplace billing.

Reviewed by Ashley Richmond Chief Marketing Officer at AppsInsight Last updated July 7, 2026

Full review

Stripe provides APIs for payments, billing, Connect payouts, and fraud tools so developers can launch monetization quickly.

Who it's for

Best for

  • SaaS
  • marketplaces
  • e-commerce

At a glance

PricingUsage-based
Starting price2.9% + 30¢ per transaction
Free planNo
Free trialNo
PlatformsWeb app
APINo
CompanyStripe
Apps Insight Score43/100

Why this app scored 43/100

Editorial Review 24/30
  • Product quality 10/10 10/10
  • Ease of use 3/5 3/5
  • Feature depth 3/5 3/5
  • Innovation 3/5 3/5
  • Value for money 3/3 3/3
  • Recommendation confidence 2/2 2/2
Trust & Verification 16/25
  • AppsInsight badge installed Badge verified 15/15
  • HTTPS website HTTPS 1/1
  • Business support email Missing 0/1
  • Privacy policy published Missing 0/2
  • Terms of service published Missing 0/1
  • Security certifications None listed 0/2
  • Knowledge base / help center Missing 0/2
  • Social profiles linked 0 profiles linked 0/1
Community 0/20
  • Verified reviews & rating 0 reviews (5 needed) 0/15
  • Recent reviews No reviews yet 0/5
Product Profile 3/20
  • Detailed description 17 words 0/3
  • Screenshots 0 screenshots 0/3
  • Demo video No demo video 0/2
  • FAQ 2 items 0/2
  • Feature list 0 items 0/2
  • Pricing published Starting price listed 2/3
  • Pros & cons Pros & cons listed 1/1
  • Integrations 0 integrations 0/2
  • API available No 0/1
  • Company details 1 of 3 details filled 0/1
Freshness 0/5
  • Listing recently updated Updated 97 days ago 0/3
  • Recent changelog entry No changelog entries 0/2

Editorial points are assigned by AppsInsight editors and cannot be purchased or influenced.

How Stripe compares

FeatureStripeChimetiunCREEM
Rating4.6 / 55.0 / 53.0 / 53.0 / 5
PricingUsage-basedFree planUsage-basedUsage-based
Starting price2.9% + 30¢ per transactionFree$03.9% + $0.40
Free planIncludedIncludedIncludedIncluded
Free trialNoNoNoNo
PlatformsWeb appWeb app, iOS (iPhone & iPad), AndroidWeb app, API / SDKWeb app, API / SDK, CLI / Terminal
Best forSaaS, marketplaces, e-commerceSolo creators, SMB marketing teams, freelancers, hourly workers, budget-conscious consumers, buyers who want fee-free mobile bankingIndie developers and early SaaS teams selling globally who want a merchant of record plus auth and analytics from one vendor.Indie developers and small SaaS teams selling digital products globally who want tax compliance handled for them.

Stripe vs Chime Stripe vs tiun Stripe vs CREEM

Pricing

Usage-based2.9% + 30¢ per transaction

Pros & Cons

Pros

  • Excellent API and documentation
  • Billing and subscriptions built-in
  • Strong fraud tooling

Cons

  • Fees add up on high volume
  • Account approval can take time
  • Support tiers cost extra

Stripe alternatives

View all alternatives
Best Fintech App

Chime

Fee-free banking with early pay and mobile-first account access.

Free plan
  • Web app
  • iOS (iPhone & iPad)
  • Android

CREEM

Merchant of record for software, with tax handled in 50+ countries

Usage-based3.9% + $0.40
  • Web app
  • API / SDK
  • CLI / Terminal

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Frequently asked questions

What is Stripe?
Stripe provides APIs for payments, billing, Connect payouts, and fraud tools so developers can launch monetization quickly.
Who is Stripe best for?
SaaS, marketplaces, e-commerce